A data breach occurred at Target stores between November 27 and December 15 where criminals stole 40 million credit and debit card numbers including customer name, expiration date, and CVV.
Am I at risk?
If you swiped your credit or debit card in a Target store between November 27 and December 15 you are potentially at risk for fraudulent purchases and identity theft.
Online shoppers at Target.Com are not affected by this data breach.
What should I do now; how can I protect myself?
Fraudulent Charges: Check your online statements often for fraudulent charges. Criminals will often make a small charge of $1 or $2 to make sure the card works before they go on to buy large items. If you see any strange charges to your account contact your bank for assistance.
Defend Against Identity Theft: Federal law entitles you to one free credit report every 12 months from each of the three credit reporting agencies (Equifax, Experian, TransUnion). Review your credit reports and contact your bank and credit agencies to correct any mistakes on your report.
Go to https://www.annualcreditreport.com/ to receive all three reports.
Go to FTC.Gov for signs that your identity has been stolen: http://www.consumer.ftc.gov/articles/0271-signs-identity-theft
If you believe you are a victim of identity theft please contact your local law enforcement and to the Federal Trade Commission: www.consumer.gov/idtheft or (877) IDTHEFT (438-4338).
How did this happen?
The cause of the breach is still unreported and unknown. Target along with third party investigators and the Secret Service is currently investigation this data breach.
Mass.Gov Consumer Affairs – Identity Theft Resources: http://www.mass.gov/ocabr/consumer/identity-theft/
OnGuardOnline.Gov: Are you affected by the recent Target Attack: http://www.onguardonline.gov/blog/are-you-affected-recent-target-hack
Sohpos.Com: Target Confirms 40m filched payment cards: http://nakedsecurity.sophos.com/2013/12/20/target-confirms-crooks-may-have-spent-holiday-shopping-season-feasting-on-40m-filched-payment-cards/