Cities as far-flung as Oakland, California, and Oulu, Finland, will soon be part of separate basic income experiments. But a universal basic income program is unlikely to become a reality in the U.S., says applied microeconomics expert Mindy Marks, who notes that such an initiative would be too costly and potentially subject to abuse.
Cultivating a sense of gratitude has been found to alleviate stress, says psychology professor David DeSteno. It could also save you some hard-earned money as you shop for last-minute gifts.
Locking up your credit card, baking your holiday gifts, and splitting the cost for Netflix with your friends are among the tips personal finance planning expert Coleen Pantalone has for students.
Leave your credit card at home and resist the urge to buy lattes every day, says Coleen Pantalone, an associate professor of finance in the D’Amore-McKim School of Business.