Medical Plans
Northeastern provides benefits eligible faculty and staff with a high quality medical plan through Blue Cross Blue Shield (BCBS). A health maintenance organization (HMO) and a point-a-service (POS) plan are offered. Each plan provides comprehensive, preventive coverage through a large network of doctors and hospitals and there are no limitations for pre-existing conditions.
Medical premiums are paid using pre-tax payroll deductions and Northeastern shares the premium cost: The university pays 70 percent and you pay 30 percent. For the rates, please refer to the 2009 Rate Sheet (pdf) and 2010 Rate Sheet (pdf).
Prescription Coverage
Prescription coverage is an important part of the Northeastern medical program and is provided automatically through BCBS. The prescription coverage is designed to assist in making the best decision by providing high-quality prescription drugs and cost-saving features, such as a Three-Tier Drug Classification and a Mail-Order Program.
Eligibility and Enrollment
For eligibility and enrollment criteria, please refer to the eligibility and enrollment guidelines. If you are eligible and would like to enroll, complete a benefits enrollment form (pdf) and return it to HRM/Benefits at 250 Columbus Place. If you are enrolling for the first time, you and your covered dependent(s) must elect a PCP. To find a PCP please vist the BCBS Web site to Find a Doctor.
Massachusetts Health Care Reform
Effective July 1, 2007, the Massachusetts Health Care Reform law requires all Massachusetts residents who are 18 or older to have health insurance. If you decide to waive health insurance coverage, you will be required to complete a Commonwealth of Massachusetts Health Insurance Responsibility Disclosure Form (HIRD) as part of the enrollment process. Click here for more information.