Deferred Charitable Gift Annuity

Establishing a deferred charitable gift annuity is an excellent way to make a gift to Northeastern, receive a future fixed income stream for yourself and someone else (if you choose) and enjoy tax benefits.

Benefits

•	No limit to the amount you can donate to fund your deferred gift annuity
•	The longer you defer payments, the higher the payout rate
•	Immediate tax deduction when you set up the gift
•	Reduced income, capital gains and estate tax
•	Campaign credit for full amount of gift
•	Satisfaction of supporting Northeastern

Example
Richard and Ann, ages 47 and 45, hope to retire early.

They both save the maximum allowed in their tax-deferred retirement plans. They also invest in the stock market but have had to report significant dividend income.

In order to expand their tax deferred savings Richard and Ann establish a $10,000 deferred charitable gift annuity.

The benefits of such a plan include the following:

Income Benefits:
	Payout Rate (based on deferral until age 65)	16.8%
	Annuity Payments (fixed for life beginning at age 65)	$1,680
	Immediate Charitable Deduction	$5,480

>> Read a real-life example of a deferred charitable gift annuity.